Insurance
Supporting Your Club
INSURANCE 2022 - 23
Cumberland Works With The FA Appointed Insurance Broker Bluefin Sport To Provide Insurance For The Grassroots Game Through The National Game Insurance Scheme (NGIS).
What is the National Game Insurance Scheme (NGIS)?
In 2011, The FA set out to raise the standards of insurances that could be made available to its affiliated members, to enable access to a uniformity of cover across the grassroots game that hadn’t been seen before.
The overarching objective for the NGIS has been to ensure that insurance products, specifically tailored to the needs of grassroots football, could be made available to all.
In 2012, Bluefin Sport was appointed by The FA to deliver the NGIS.
The NGIS provides two core covers – Public Liability and Personal Accident.
It is compulsory for all affiliated clubs to have public liability insurance and all affiliated teams to have personal accident insurance.
When affiliating to Cumberland FA via the Whole Game System, Clubs may choose to opt-in to the NGIS public liability insurance.
You can also opt-in to the NGIS personal accident insurance via your County FA affiliation, to meet the minimum cover required.
If you require a higher level of personal accident cover, this can be purchased from Bluefin Sport online, or by completing an application form and returning it to them in the post, with a cheque in remittance of the premium payable.
Details of the minimum cover required by Cumberland FA can be found on the Bluefin Sport website, please click here.
Clubs have the option to purchase the compulsory insurances either via the NGIS or elsewhere. Other products are available and independent advice can be sourced from a licensed insurance broker.
How can I find out more about the NGIS?
To learn more about the NGIS, please refer to the Bluefin Sport website click here.
Click here to view a video produced by Bluefin Sport about the NGIS.
Cumberland FA is an introducer to Marsh Ltd.
Bluefin Sport is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Registered in England and Wales Number: 1507274. Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU.
Download the County Cover Liability policy for Cumberland FA affiliated Clubs for the 2022/23 football season.
Public Liability Insurance
There are two forms of Public Liability Insurance available through the County FA Public Liability Insurance Scheme.
The first is Countycover, which is provided free to all affiliated clubs or alternatively clubs can opt to take out Countycover Plus for a small fee.
A summary of cover can be found below and clubs are asked to familiarise themselves with the different levels to ensure that you are making an informed choice when opting into which Public Liability insurance package best meets the needs of your club, its activities, its facilities and its members.
Public Liability insurance will be taken out as part of affiliation for the upcoming season and evidence of cover, which includes the policy number, will be sent to all club secretaries when clubs complete the affiliation process (including payment).
If you require any further information then please e-mail footballservices@CumberlandFA.com
NGIS Countycover & Countycover Plus 2022.23
Policy Wording
Potential Claims
All incidents that could give rise to a public liability claim must reported immediately to Bluefin Sport.
Any writ or summons you receive must be forwarded immediately to Bluefin Sport.
The insurer ‘XL Catlin Insurance Company UK Limited' will initially have 40 days from the date you are notified of the incident, to respond to all allegations made against your club or league.
Please note failure to report a circumstance or a potential claim immediately could result in this policy not covering the incident.
You can report any potential incident via:
Telephone: 0345 872 5060
Email: nationalgame@bluefinsport.co.uk
Website: www.bluefinsport.co.uk/ngi
Personal Accident Insurance
To try and get the best deal for our members, Cumberland FA have taken out a group Personal Accident Cover which provides the minimum level of cover required to play football within the county. This can be taken out and paid for during affiliation for the 22/23 season.
Clubs have the option of increasing the level of cover, to meet their own requirements and any premiums payable, in respect of increasing the level of cover, have been discounted to reflect the group policy arrangements.
To upgrade your policy or get support with a claim, then go to www.bluefinsport.co.uk/ngis
Or for further advice, contact Bluefin Sport on 0345 872 5060
Personal Accident Insurance taken out as part of affiliation for the upcoming season and evidence of cover, including policy number, will be sent to all club secretaries when clubs complete the affiliation process (including payment).
If you require any further information then please e-mail footballservices@CumberlandFA.com
Making a Claim
Should a player need to make a claim it must be submitted to Woodgate & Clark Limited, who have been appointed by the Insurer to handle all claims on their behalf.
A Claim Form can be found on the website; www.bluefinsport.co.uk/ngis.
If you wish to submit details of your claim by post please arrange to return the fully completed claim form to NGIS Claims Team, Woodgate & Clark Limited, 42 Kings Hill Avenue, Kings Hill, West Malling, ME19 4AJ or email footballpaclaims@woodgateclark.co.uk
It is important the club secretary signs each claim form to confirm the person making the claim is a member of the club/team insured under this policy.
We recommend you keep a copy of all documentation for your own records. By dealing with the dedicated claims team at Woodgate & Clark Ltd, we trust you will receive a prompt and efficient service. However, should you experience any problems, our sports team will be happy to help.
If you require any further information then please e-mail footballservices@CumberlandFA.com
Cumberland FA PA Summary of Cover 2022.23
Both Public Liability and Personal Accident insurance, obtained through affiliation, will start on the 1st July (or later if you affiliate after this date) and all policies expire on 30th June each given season.
Referees
As part of the referee registration process all Cumberland FA registered referee are provided with free Personal Accident Insurance.
Details of the Policy can be downloaded below and referees are asked to read through these to familiarise themselves with the content and schedule of benefits available to them.
Evidence of cover, including the policy number, will be sent out directly to all registered referees, coaches, tutors, assessors/observers, mentors and Cumberland FA Referee Society Members.
Making a claim
Should you need to make a claim it must be submitted to Woodgate & Clark Limited, who have been appointed by the Insurer to handle all claims on their behalf.
A Claim Form can be found on the website; www.bluefinsport.co.uk/ngis.
If you wish to submit details of your claim by post please arrange to return the fully completed claim form to NGIS Claims Team, Woodgate & Clark Limited, 42 Kings Hill Avenue, Kings Hill, West Malling, ME19 4AJ or email footballpaclaims@woodgateclark.co.uk
It is important the County Football Association signs the claim form to validate the claim.
We recommend you keep a copy of all documentation for your own records. By dealing with the dedicated claims team at Woodgate & Clark Ltd, we trust you will receive a prompt and efficient service. However, should you experience any problems, our sports team will be happy to help.
Personal Accident insurance, obtained through registration, will start on the 1st July (or later if you affiliate after this date) and all policies expire on 30th June each given season.
If you require any further information then please e-mail footballservices@CumberlandFA.com
Referees and Officials - Personal Accident Policy Wording
